Happy Birthday Amethyst!

[Amethyst]

Happy Birthday...sorry im late...sounds like you had fun

and i hope your bank statment are not too painfull...unlike my sea of RED

laugh.. it's not my bank statements... it's my credit cards.... man I think those things multiply while you're not looking... cause there's no way those things can be so much... in such a short amount of time!! Sigh.. really got to work on those for sure... Man I don't know how any of you guys make it in this day and age!! Course when I was your age... (Weird Al theme playing) we weren't quite so far in debt... or it didn't seem like it, but we didn't have anything either... so I guess it evens out somewhere... student loans aren't so fun to pay off, but then neither are medical bills... so I guess we're always gonna end up paying on something or another... laugh... or several somethings... Oh well.. there is a light at the end of the tunnel... oh, in say about 5 years... whatever you guys do, don't refinance your house... it just takes longer to pay it off... and you pay way more interest on it in the meantime...